| Categorie | Detalii |
|---|---|
| Organizație (organizații) membră (membre) | CNOA – Conseil National de l’Ordre des Architectes Various private associations representing architects (UWA, NAV, ARIB,…) |
| Obligația de asigurare | Da |
| Obligația legală de asigurare | Da |
| Temeiul juridic | Termeni și condiții utilizate în mod obișnuit: Art. 2,§4 Law of February 20th 1939 on the protection of the title and on the profession of architect; Law of 31 May 2017 on compulsory ten-year civil liability insurance in the construction sector Law of 9 May 2019 on compulsory professional civil liability insurance in the construction sector |
| Cerințe pentru obținerea asigurării | To be authorized to practice as an architect (registration in the order of architects is mandatory) Other than that each insurance company decides its own requirements to obtain an insurance |
| Calcularea primei de asigurare | – Rate applied to fees or – Rate on the value of construction works – The architect’s claims record is also taken into consideration |
| Sistemul de răspundere / Perioadele de răspundere | – Datorii înainte și/sau în timpul lucrărilor: During the works Finalizarea fazei de construcție ca punct de plecarea pentru o perioadă de datorii specifice? Yes. The legal guarantee takes effect from the date of acceptance of the work by the client (which may be express or tacit) Datorii după muncă: Harm to structure (to its soundness or stability): Yes, I0 years Inadecvarea pentru funcție: Da Defecte ascunse: Yes, I0 years (but often contractually reduced to 3 years) |
| Forme de contract de asigurare | 10 years (counted from acceptance) + noncontractual liability of 20 years. A civil liability insurance is compulsory (imposed by the law and the Code of Conduct) |
| Răspundere solidară și multiplă | Yes, a derogation is possible by contract for hidden defects only |
| Răspunsul asigurătorului la reclamații | The insurance cover relates to claims for compensation made in writing against the insured or the insurance company during the term of the insurance contract on the basis of a liability covered in this contract and which have relates to damage occurring during the same period. The guarantee extends to requests for repairs made within 10 years from the day on which registration in the Order of Architects is terminated. |
| Agenți | Protect Ar-co Euromaf Hdi-Gerling Ethias Allianz |
| Durata răspunderii | – Professional client: 10 years – Consumer client: 10 years – Liability during and after construction: 10 years |
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