| Catégorie | Détails |
|---|---|
| Organisation(s) membre(s) | CNOA – Conseil National de l’Ordre des Architectes Various private associations representing architects (UWA, NAV, ARIB,…) |
| Obligation d'assurer | Oui |
| Obligation légale d'assurer | Oui |
| Base juridique | Termes et conditions couramment utilisés: Art. 2,§4 Law of February 20th 1939 on the protection of the title and on the profession of architect; Law of 31 May 2017 on compulsory ten-year civil liability insurance in the construction sector Law of 9 May 2019 on compulsory professional civil liability insurance in the construction sector |
| Exigences pour obtenir une assurance | To be authorized to practice as an architect (registration in the order of architects is mandatory) Other than that each insurance company decides its own requirements to obtain an insurance |
| Calcul de la prime d'assurance | – Rate applied to fees or – Rate on the value of construction works – The architect’s claims record is also taken into consideration |
| Système de responsabilité / Périodes de responsabilité | – Passifs avant et/ou pendant les travaux : During the works – La fin de la phase de construction en tant que point de départ pour une période de passifs spécifiques? Yes. The legal guarantee takes effect from the date of acceptance of the work by the client (which may be express or tacit) Passifs après travaux: Harm to structure (to its soundness or stability): Yes, I0 years Inadapté à la fonction: Oui Défauts cachés: Yes, I0 years (but often contractually reduced to 3 years) |
| Formes de contrat d'assurance | 10 years (counted from acceptance) + noncontractual liability of 20 years. A civil liability insurance is compulsory (imposed by the law and the Code of Conduct) |
| Responsabilité conjointe et solidaire | Yes, a derogation is possible by contract for hidden defects only |
| Réponse de l'assureur aux réclamations | The insurance cover relates to claims for compensation made in writing against the insured or the insurance company during the term of the insurance contract on the basis of a liability covered in this contract and which have relates to damage occurring during the same period. The guarantee extends to requests for repairs made within 10 years from the day on which registration in the Order of Architects is terminated. |
| Agents | Protect Ar-co Euromaf Hdi-Gerling Ethias Allianz |
| Durée de la responsabilité | – Client professionnel : 10 ans – Client consommateur : 10 ans – Liability during and after construction: 10 ans |
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