| Kategorija | Podrobnosti |
|---|---|
| Organizacija(-e) članica(-e) | CNOA – Conseil National de l’Ordre des Architectes Various private associations representing architects (UWA, NAV, ARIB,…) |
| Obveznost zavarovanja | Da |
| Pravna obveznost zavarovanja | Da |
| Pravna podlaga | Pogosto uporabljeni pogoji in določila: Art. 2,§4 Law of February 20th 1939 on the protection of the title and on the profession of architect; Law of 31 May 2017 on compulsory ten-year civil liability insurance in the construction sector Law of 9 May 2019 on compulsory professional civil liability insurance in the construction sector |
| Zahteve za pridobitev zavarovanja | To be authorized to practice as an architect (registration in the order of architects is mandatory) Other than that each insurance company decides its own requirements to obtain an insurance |
| Izračun zavarovalne premije | – Rate applied to fees or – Rate on the value of construction works – The architect’s claims record is also taken into consideration |
| Sistem odgovornosti/Obdobja odgovornosti | – Obveznosti pred in/ali med deli: During the works – Konec gradbene faze kot točka Odhod za obdobje posebnih obveznosti? Yes. The legal guarantee takes effect from the date of acceptance of the work by the client (which may be express or tacit) Obveznosti po zaposlitvi: Harm to structure (to its soundness or stability): Yes, I0 years Unsuitability for the function: Da Hidden defects: Yes, I0 years (but often contractually reduced to 3 years) |
| Oblike zavarovalne pogodbe | 10 years (counted from acceptance) + noncontractual liability of 20 years. A civil liability insurance is compulsory (imposed by the law and the Code of Conduct) |
| Skupna in večstranska odgovornost | Yes, a derogation is possible by contract for hidden defects only |
| Odgovor zavarovatelja na zahtevke | The insurance cover relates to claims for compensation made in writing against the insured or the insurance company during the term of the insurance contract on the basis of a liability covered in this contract and which have relates to damage occurring during the same period. The guarantee extends to requests for repairs made within 10 years from the day on which registration in the Order of Architects is terminated. |
| Posredniki | Protect Ar-co Euromaf Hdi-Gerling Ethias Allianz |
| Trajanje odgovornosti | – Poklicna stranka: 10 years – Potrošniška stranka: 10 years – Odgovornost med gradnjo in po njej: 10 years |