| Kategorija | Podrobnosti |
|---|---|
| Organizacija(-e) članica(-e) | BAK- Architects’ Delegation Germany – Bundesarchitektenkammer BDA- Architects’ Delegation Germany-Bund Deutscher Architekten BDB- Architects’ Delegation Germany-Bund Deutscher Baumeister Architekten und Ingenieure BDB VfA- Architects’ Delegation Germany-Vereinigung freischaffender Architekten |
| Obveznost zavarovanja | Da |
| Pravna obveznost zavarovanja | Depends on type of activity and state, but predominantly yes. |
| Pravna podlaga | Pogosto uporabljeni pogoji in določila: German civil law. |
| Zahteve za pridobitev zavarovanja | Registration at Chamber of Architects. |
| Izračun zavarovalne premije | Based on yearly net income from insured activity, estimates provided by policy holder. |
| Sistem odgovornosti/Obdobja odgovornosti | Pogodbena odgovornost: – Obveznosti pred in/ali med deli: Possible error in consulting/adisory before the works. Liability during the works for violations of contractual an legal obligations. The end of the construction phase as a point of Odhod za obdobje posebnih obveznosti? The end of the construction and the acceptance can be relevant for the limitation period (begin of limitation). Obveznosti po zaposlitvi: Harm to the structure (to its soundness or stability): Yes Unsuitability for the function: Yes |
| Oblike zavarovalne pogodbe | Yearly contracts, single contracts for individual objects, extended insurance for building contractors (developer). |
| Skupna in večstranska odgovornost | Joint liability with concerned construction companies, with other planners / or experts, also with the client (for example if a constrcution worker has an accident on site). |
| Odgovor zavarovatelja na zahtevke | Claims are handled on a “claims by occurence” basis. |
| Posredniki | AIA AG/EUROMAF (subsidiaries of MAF/France) VHV HDI R & V |
| Trajanje odgovornosti | Professional client: Generally 5 years. Consumer client: Generally 5 years. Liability during and after construction: Generally 5 years. |