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zavarovanje

Nemčija

KategorijaPodrobnosti
Organizacija(-e) članica(-e)BAK- Architects’ Delegation Germany –
Bundesarchitektenkammer
BDA- Architects’ Delegation Germany-Bund Deutscher Architekten
BDB- Architects’ Delegation Germany-Bund Deutscher Baumeister Architekten und Ingenieure BDB
VfA- Architects’ Delegation Germany-Vereinigung
freischaffender Architekten
Obveznost zavarovanjaDa
Pravna obveznost zavarovanjaDepends on type of activity and state, but predominantly yes.
Pravna podlagaPogosto uporabljeni pogoji in določila:
German civil law.
Zahteve za pridobitev zavarovanjaRegistration at Chamber of Architects.
Izračun zavarovalne premijeBased on yearly net income from insured activity, estimates provided by policy holder.
Sistem odgovornosti/Obdobja odgovornostiPogodbena odgovornost:
– Obveznosti pred in/ali med deli:
Possible error in consulting/adisory before the
works. Liability during the works for violations of
contractual an legal obligations.
The end of the construction phase as a point of
Odhod za obdobje posebnih obveznosti?
The end of the construction and the acceptance
can be relevant for the limitation period (begin of
limitation).

Obveznosti po zaposlitvi:
Harm to the structure (to its soundness or
stability): Yes
Unsuitability for the function: Yes
Oblike zavarovalne pogodbeYearly contracts, single contracts for individual objects, extended insurance for building contractors (developer).
Skupna in večstranska odgovornostJoint liability with concerned construction companies, with other planners / or experts, also with the client (for example if a constrcution worker has an accident on site).
Odgovor zavarovatelja na zahtevkeClaims are handled on a “claims by occurence” basis.
PosrednikiAIA AG/EUROMAF (subsidiaries of MAF/France)
VHV
HDI
R & V
Trajanje odgovornostiProfessional client:
Generally 5 years.

Consumer client:
Generally 5 years.

Liability during and after
construction: Generally 5 years.

Povezana zavarovanja

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