| Categoria | Dettagli |
|---|---|
| Organizzazione(i) membro(i) | BAK- Architects’ Delegation Germany – Bundesarchitektenkammer BDA- Architects’ Delegation Germany-Bund Deutscher Architekten BDB- Architects’ Delegation Germany-Bund Deutscher Baumeister Architekten und Ingenieure BDB VfA- Architects’ Delegation Germany-Vereinigung freischaffender Architekten |
| Obbligo di assicurazione | Sì |
| Obbligo giuridico di assicurazione | Depends on type of activity and state, but predominantly yes. |
| Base giuridica | Termini e condizioni comunemente usati: German civil law. |
| Requisiti per ottenere l'assicurazione | Registration at Chamber of Architects. |
| Calcolo del premio assicurativo | Based on yearly net income from insured activity, estimates provided by policy holder. |
| Sistema di responsabilità / Periodi di responsabilità | Responsabilità contrattuale: – Liabilities before and/or during the works: Possible error in consulting/adisory before the works. Liability during the works for violations of contractual an legal obligations. The end of the construction phase as a point of departure for a period of specific liabilities? The end of the construction and the acceptance can be relevant for the limitation period (begin of limitation). Liabilities after work: Harm to the structure (to its soundness or stability): Yes Inadeguatezza alla funzione: Sì |
| Forme di contratto di assicurazione | Yearly contracts, single contracts for individual objects, extended insurance for building contractors (developer). |
| Responsabilità in solido | Joint liability with concerned construction companies, with other planners / or experts, also with the client (for example if a constrcution worker has an accident on site). |
| Risposta dell'assicuratore ai sinistri | Claims are handled on a “claims by occurence” basis. |
| Agenti | AIA AG/EUROMAF (subsidiaries of MAF/France) VHV HDI R & V |
| Durata della responsabilità | Professional client: Generally 5 years. Consumer client: Generally 5 years. Liability during and after construction: Generally 5 years. |
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