| Categorie | Detalii |
|---|---|
| Organizație (organizații) membră (membre) | BAK- Architects’ Delegation Germany – Bundesarchitektenkammer BDA- Architects’ Delegation Germany-Bund Deutscher Architekten BDB- Architects’ Delegation Germany-Bund Deutscher Baumeister Architekten und Ingenieure BDB VfA- Architects’ Delegation Germany-Vereinigung freischaffender Architekten |
| Obligația de asigurare | Da |
| Obligația legală de asigurare | Depends on type of activity and state, but predominantly yes. |
| Temeiul juridic | Termeni și condiții utilizate în mod obișnuit: German civil law. |
| Cerințe pentru obținerea asigurării | Registration at Chamber of Architects. |
| Calcularea primei de asigurare | Based on yearly net income from insured activity, estimates provided by policy holder. |
| Sistemul de răspundere / Perioadele de răspundere | Răspunderea contractuală: – Datorii înainte și/sau în timpul lucrărilor: Possible error in consulting/adisory before the works. Liability during the works for violations of contractual an legal obligations. The end of the construction phase as a point of plecarea pentru o perioadă de datorii specifice? The end of the construction and the acceptance can be relevant for the limitation period (begin of limitation). Datorii după muncă: Afectarea structurii (a solidității sau stability): Yes Unsuitability for the function: Yes |
| Forme de contract de asigurare | Yearly contracts, single contracts for individual objects, extended insurance for building contractors (developer). |
| Răspundere solidară și multiplă | Joint liability with concerned construction companies, with other planners / or experts, also with the client (for example if a constrcution worker has an accident on site). |
| Răspunsul asigurătorului la reclamații | Claims are handled on a “claims by occurence” basis. |
| Agenți | AIA AG/EUROMAF (subsidiaries of MAF/France) VHV HDI R & V |
| Durata răspunderii | Professional client: Generally 5 years. Consumer client: Generally 5 years. Liability during and after construction: Generally 5 years. |