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zavarovanje

Belgija

KategorijaPodrobnosti
Organizacija(-e) članica(-e)CNOA – Conseil National de l’Ordre des Architectes Various private associations representing architects (UWA, NAV, ARIB,…)
Obveznost zavarovanjaDa
Pravna obveznost zavarovanjaDa
Pravna podlagaPogosto uporabljeni pogoji in določila:
Art. 2,§4 Law of February 20th 1939 on the
protection of the title and on the profession of
architect;
Law of 31 May 2017 on compulsory ten-year civil
liability insurance in the construction sector
Law of 9 May 2019 on compulsory professional
civil liability insurance in the construction sector
Zahteve za pridobitev zavarovanjaTo be authorized to practice as an architect
(registration in the order of architects is
mandatory)
Other than that each insurance company decides
its own requirements to obtain an insurance
Izračun zavarovalne premije– Rate applied to fees
or
– Rate on the value of construction works
– The architect’s claims record is also taken into
consideration
Sistem odgovornosti/Obdobja odgovornosti– Obveznosti pred in/ali med deli:

During the works

– Konec gradbene faze kot točka
Odhod za obdobje posebnih obveznosti?

Yes. The legal guarantee takes effect from the
date of acceptance of the work by the client
(which may be express or tacit)

Obveznosti po zaposlitvi:
Harm to structure (to its soundness or stability):
Yes, I0 years
Unsuitability for the function:
Da
Hidden defects:
Yes, I0 years (but often contractually reduced to
3 years)
Oblike zavarovalne pogodbe10 years (counted from acceptance) + noncontractual liability of 20 years.
A civil liability insurance is compulsory (imposed
by the law and the Code of Conduct)
Skupna in večstranska odgovornostYes, a derogation is possible by contract for
hidden defects only
Odgovor zavarovatelja na zahtevkeThe insurance cover relates to claims for
compensation made in writing against the
insured or the insurance company during the
term of the insurance contract on the basis of a
liability covered in this contract and which have
relates to damage occurring during the same
period. The guarantee extends to requests for
repairs made within 10 years from the day on
which registration in the Order of Architects is
terminated.
PosrednikiProtect
Ar-co
Euromaf
Hdi-Gerling
Ethias
Allianz
Trajanje odgovornosti– Poklicna stranka:
10 years
– Potrošniška stranka:
10 years
– Odgovornost med gradnjo in po njej:
10 years

Povezana zavarovanja

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