| Category | Details |
|---|---|
| Member organisation(s): SARP IARP, Izba Architektów R.P. Polish Chamber of Architects Obligation to insure? Yes (There is compulsory insurance for all register architects limited to 50.000 EUR) Legal Obligation to insure? Yes, (law of 15 December 2000) | |
| Legal Basis: Commonly used Term and Conditions: law of 15 December 2000 What are the requirements needed in order to obtain an Insurance? Membership in IARP, Professional Licence Calculation of insurance premium: Based on fixed price | Contractual liability: Liabilities before and/or during the works: Yes Responsible for any design defects. Not responsible in respect of the budget or in respect of the programme. The end of the construction phase as a point of departure for a period of specific liabilities? No. Later discovery of defects may prolong the possible claim period. Liabilities after work: Indeterminate liability during the period but programme prescribed for the claim of liability: 3 years from knowledge of the damage and 10 years maximum from its having arisen |
| Forms of Insurance contract: Subscription contract for all liabilities in a predefined period Cover for architect in a specific project Cover for the all professionals in a project The above pertains to the contracts made individually with the insurers, beyond the required standard level. | Joint and several (in solidum) liability: No Does the insurer respond to a claims made or claims rising basis? For the standard contract “Claim Committed” rule applied |
| Insurances / Agents: PZU* is the major player who provides the standard liability insurance for architects in Poland (*Państwowy Zakład Ubezpieczeń) | Duration of Liability: Professional client: Variable (Basically 10 years from completion of works) Consumer client: Variable Liability during and after construction: Variable |
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