| Categorie | Detalii |
|---|---|
| Organizație (organizații) membră (membre) | Suomen Arkkitehtiliitto Finnish Association of Architects SAFA |
| Obligația de asigurare | No, but often required by the client |
| Obligația legală de asigurare | Nu |
| Temeiul juridic | Termeni și condiții utilizate în mod obișnuit: Land Use and Building Act (132/1999) and Decree (895/1999), The National Building Code of Finland. General Conditions for Consulting (KSE 2013) are used basically in every contract. |
| Cerințe pentru obținerea asigurării | No special requirements |
| Calcularea primei de asigurare | Differs, but could be for example turnover based + claims history etc. |
| Sistemul de răspundere / Perioadele de răspundere | Răspunderea contractuală: – Datorii înainte și/sau în timpul lucrărilor: Responsible for defects in architect´s own scope of service. Not responsible in respect of the budget, for the program. Finalizarea fazei de construcție ca punct de plecarea pentru o perioadă de datorii specifice? Liability ceases within two (2) years from the delivery of the object planned during the assignment (KSE 2013) Datorii după muncă: – Guarantee of 2 year min. from the completion of the professional service but liability lasts for 10 yrs for damages caused by “intentional or gross negligence or incomplete performance” (KSE 2013) |
| Forme de contract de asigurare | – Subscription contract for all liabilities in a predefined period – Possible also to have an insurance for one defined project |
| Răspundere solidară și multiplă | No, every party in the project is liable (only) for their own work. |
| Răspunsul asigurătorului la reclamații | Mostly ‘’Claims Made’’. However in some cases the last years, ‘’Claims Arising’’. Depends on the insurance contract. |
| Agenți | For example: AIG www.aig.fi IF www.if..fi Howden www.howdenfinland.fi/ Fennia www.fennia.fi Pohjola www.pohjola.fi Lähitapiola www.lahitapiola.fi |
| Durata răspunderii | Guarantee of 2 year minimum from the completion of the professional service but liability lasts for 10 years for damages caused by an “intentional or gross negligence or incomplete performance” (KSE 2013) |