| Categoria | Dettagli |
|---|---|
| Organizzazione(i) membro(i) | CKA Czech Chamber of Architects |
| Obbligo di assicurazione | Yes (Every authorized architect is covered for damages up to 200.000,-CZK. Higher coverage is individual.) |
| Obbligo giuridico di assicurazione | Yes, (Act Number 360/1992 of 7 may 1992) |
| Base giuridica | Termini e condizioni comunemente usati: The Building Act (Act No. 183/2006 Coll) |
| Requisiti per ottenere l'assicurazione | There is no special requirement needed to obtain an Insurance, but authorized architect needs to have a valid authorization. |
| Calcolo del premio assicurativo | Rate applied to fees Based on fixed price |
| Sistema di responsabilità / Periodi di responsabilità | Responsabilità contrattuale: – Liabilities before and/or during the works: Yes, responsible for the program and for any defects But not responsible in respect of the budget – La fine della fase di costruzione come punto di departure for a period of specific liabilities? There is 2 years period for claiming of defects. Both sides can arrange this period longer than 2 years. Liabilities after work: Liability without restriction during the period but the prescribed timetable for a claim of liability is 10 years since occurrence of damage (according to Civil Code – Act. No. 89/2012 Coll) |
| Forme di contratto di assicurazione | – Subscription contract for all liabilities in a predefined period – Cover for architect in a specific project – Cover for the all professionals in a project |
| Responsabilità in solido | Joint and several liability in case of association originated following by law, unless proven otherwise. |
| Risposta dell'assicuratore ai sinistri | Claims made basis. |
| Agenti | ČSOB Pojišťovna, a.s. / MARSH s.r.o. |
| Durata della responsabilità | – Cliente professionale: 10 years since occurrence of damage – Cliente consumatore: 10 years since occurrence of damage – Liability during and after construction: 10 years since occurrence of damage |
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