| Kategori | Detaljerede oplysninger |
|---|---|
| Medlemsorganisation(er) | CKA Czech Chamber of Architects |
| Forsikringspligt | Yes (Every authorized architect is covered for damages up to 200.000,-CZK. Higher coverage is individual.) |
| Juridisk forpligtelse til at forsikre | Yes, (Act Number 360/1992 of 7 may 1992) |
| Retsgrundlag | Almindeligt anvendte udtryk og betingelser: The Building Act (Act No. 183/2006 Coll) |
| Krav til at få forsikring | There is no special requirement needed to obtain an Insurance, but authorized architect needs to have a valid authorization. |
| Beregning af forsikringspræmie | Rate applied to fees Based on fixed price |
| Ansvarssystem/ansvarsperioder | Kontraktligt ansvar: – Forpligtelser før og/eller under arbejdet: Yes, responsible for the program and for any defects But not responsible in respect of the budget – Afslutningen af anlægsfasen som et punkt i afgang for en periode med specifikke forpligtelser? There is 2 years period for claiming of defects. Both sides can arrange this period longer than 2 years. Forpligtelser efter arbejde: Liability without restriction during the period but the prescribed timetable for a claim of liability is 10 years since occurrence of damage (according to Civil Code – Act. No. 89/2012 Coll) |
| Typer af forsikringsaftaler | – Subscription contract for all liabilities in a predefined period – Cover for architect in a specific project – Cover for the all professionals in a project |
| Fælles og flere ansvar | Joint and several liability in case of association originated following by law, unless proven otherwise. |
| Forsikringsselskabets reaktion på krav | Claims made basis. |
| Agenter | ČSOB Pojišťovna, a.s. / MARSH s.r.o. |
| Ansvarets varighed | – Professionel kunde: 10 years since occurrence of damage – Forbrugerkunde: 10 years since occurrence of damage – Ansvar under og efter opførelsen: 10 years since occurrence of damage |