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insurance

The Netherlands

KategoriDetails
Member organisation(s): Royal Institute of Dutch Architects Bond van Nederlandse Architecten (BNA) Architects Registration Bureau Bureau Architectenregister BA Obligation to insure? Yes, for members of BNA Legal Obligation to insure? No
Legal Basis Commonly used Term and Conditions: The New Rules (DNR) 2011, revision July 2013 What are the requirements needed in order to obtain an insurance? Calculation of insurance premium: – Rate applied to fees – Rate on the value of construction works – Based on fixed priceContractual liability: – Liabilities before and/or during the works: Yes for technical design errors, but the contract determines the liabilities – The end of the construction phase as a point of departure for a period of specific liabilities? There is no relation between the liability of the architect and the end of the construction. – Liabilities after work Harm to structure (to its soundness or stability): No Unsuitability for the function: No Hidden defects: No, except hidden technical design errors
Forms of Insurance contract: – Subscription contract for all liabilities in a predefined period – Cover for architect in a specific project – Cover for the all professionals in a projectJoint and several (in solidum) liability: Yes Does the insurer respond to a claims made or claims rising basis? Claims rising. Claims honoured only if made within 2 years of occurence.
Insurances / Agents: AON KVVDuration of Liability: – Professional client: 5 years – Consumer client: 5 years – Liability during and after construction: 5 years

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