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Portugal

CategoryDetails
Member organisation(s): OA Ordem Dos Arquitectos Obligation to insure? No (UIA Yes) Legal Obligation to insure? Yes, still no clear regulation on it. It is based upon individual insurance period by the Ordem (north and south chambers)
Legal Basis Commonly used Term and Conditions: Base Order insurance 25.000 premium What are the requirements needed in order to obtain an Insurance? Active member of OA Calculation of insurance premium: – Rate based upon fees and fixed price.Contractual liability: – Liabilities before and/or during the works: Yes, in relation to his or her services valid for equal period of one year – The end of the construction phase as a point of departure for a period of specific liabilities? No Liabilities after work: – Harm to the structure: No – Unsuitability for the function: Unclear – Hidden defects: Unclear
Forms of Insurance contract: – Subscription contract for all liabilities in a predefined period of one year.Joint and several (in solidum) liability: Not included Does the insurer respond to a claims made or claims rising basis? Yes.
Insurances / Agents:
Duration of Liability: – Professional client: Period of the contract one year with equal period for renewal – Consumer client: Unclear – Liability during and after construction: Unclear, not included

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