| Category | Details |
|---|---|
| Member organisation(s): CNAPPC Consiglio Nazionale degli Architetti, Pianificatori, Paesaggisti e Conservatori Archiworld Network Obligation to insure? Yes Legal Obligation to insure? Yes – DPR 7 August 2012 , n. 137 art 5 | |
| Legal Basis Commonly used Term and Conditions: Italian civil code What are the requirements needed in order to obtain an Insurance? Registration to Architect Orders Calculation of insurance premium: Most companies calculate the premium on the revenue of the fiscal year, prior to the stipulation | Contractual liability: – Liabilities before and/or during the works: Yes Prior to the execution of the job, the professional is responsible for design defects / technical advice. – Liabilities after work Liability runs for 10 years after the execution of the work or the end of it ( art. 1669 cc) Harm to the structure (to its soundness or stability): Yes Unsuitability for the function: Yes Hidden defects: Yes There are terms of waiver by the counterparty that must be respected ( art. 1667 cc) |
| Forms of Insurance contract: Contracts claimed. To comply with the insurance obligation, annual contracts, with and / or without tacit renewal | Joint and several (in solidum) liability: Yes According to art. 2055 cc when the damaging event is attributable to more than one person, all are solely obliged to pay damages. Does the insurer respond to a claims made or claims rising basis? Requests for treatment are in proportion to the risk capital insured. |
| Insurances / Agents: 1. AIG Europe Limited ; 2. AEC SpA – Lloyd’s Coverholder 3. Leader trade union ARCH of Lloyd’s | Duration of Liability: Professional client:10 anni per la responsabilità contrattuale, 5 anni per la responsabilità extracontrattuale Consumer client:10 years for contractual liability, 5 years for non-contractual liability Liability during and after construction: Art. 1669 cc: in case of damage and defects in property, 10 years after the completion of the work |
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