| Kategorija | Podrobnosti |
|---|---|
| Organizacija(-e) članica(-e) | Suomen Arkkitehtiliitto Finnish Association of Architects SAFA |
| Obveznost zavarovanja | No, but often required by the client |
| Pravna obveznost zavarovanja | Ne |
| Pravna podlaga | Pogosto uporabljeni pogoji in določila: Land Use and Building Act (132/1999) and Decree (895/1999), The National Building Code of Finland. General Conditions for Consulting (KSE 2013) are used basically in every contract. |
| Zahteve za pridobitev zavarovanja | No special requirements |
| Izračun zavarovalne premije | Differs, but could be for example turnover based + claims history etc. |
| Sistem odgovornosti/Obdobja odgovornosti | Pogodbena odgovornost: – Obveznosti pred in/ali med deli: Responsible for defects in architect´s own scope of service. Not responsible in respect of the budget, for the program. – Konec gradbene faze kot točka Odhod za obdobje posebnih obveznosti? Liability ceases within two (2) years from the delivery of the object planned during the assignment (KSE 2013) Obveznosti po zaposlitvi: – Guarantee of 2 year min. from the completion of the professional service but liability lasts for 10 yrs for damages caused by “intentional or gross negligence or incomplete performance” (KSE 2013) |
| Oblike zavarovalne pogodbe | – naročniška pogodba za vse obveznosti v a vnaprej določeno obdobje – Possible also to have an insurance for one defined project |
| Skupna in večstranska odgovornost | No, every party in the project is liable (only) for their own work. |
| Odgovor zavarovatelja na zahtevke | Mostly ‘’Claims Made’’. However in some cases the last years, ‘’Claims Arising’’. Depends on the insurance contract. |
| Posredniki | For example: AIG www.aig.fi IF www.if..fi Howden www.howdenfinland.fi/ Fennia www.fennia.fi Pohjola www.pohjola.fi Lähitapiola www.lahitapiola.fi |
| Trajanje odgovornosti | Guarantee of 2 year minimum from the completion of the professional service but liability lasts for 10 years for damages caused by an “intentional or gross negligence or incomplete performance” (KSE 2013) |