{"id":1504,"date":"2024-12-19T15:08:02","date_gmt":"2024-12-19T14:08:02","guid":{"rendered":"https:\/\/ace-cae.eu\/?post_type=ace-insurance&p=1504"},"modified":"2024-12-19T15:42:44","modified_gmt":"2024-12-19T14:42:44","slug":"czech-republic","status":"publish","type":"ace-insurance","link":"https:\/\/ace-cae.eu\/sv\/insurance\/czech-republic\/","title":{"rendered":"Czech Republic"},"content":{"rendered":"\n
Category<\/th>Details<\/th><\/tr><\/thead>
Member Organisation(s)<\/td>CKA
Czech Chamber of Architects<\/td><\/tr>
Obligation to Insure<\/td>Yes (Every authorized architect is covered for damages up
to 200.000,-CZK. Higher coverage is individual.)<\/td><\/tr>
Legal Obligation to Insure<\/td>Yes, (Act Number 360\/1992 of 7 may 1992)<\/td><\/tr>
Legal Basis<\/td>Commonly used Term and Conditions:
The Building Act (Act No. 183\/2006 Coll)<\/td><\/tr>
Requirements to Obtain Insurance<\/td>There is no special requirement needed to
obtain an Insurance, but authorized architect needs to have
a valid authorization.<\/td><\/tr>
Calculation of Insurance Premium<\/td>Rate applied to fees
Based on fixed price<\/td><\/tr>
Liability System \/ Liability Periods<\/td>Contractual liability:
– Liabilities before and\/or during the works:
Yes, responsible for the program and for any defects
But not responsible in respect of the budget
– The end of the construction phase as a point of
departure for a period of specific liabilities?
There is 2 years period for claiming of defects. Both sides can arrange this period longer than 2 years.

Liabilities after work:
Liability without restriction during the period but the prescribed timetable for a claim of liability is 10 years since occurrence of damage (according to Civil Code – Act. No. 89\/2012 Coll)<\/td><\/tr>
Forms of Insurance Contract<\/td>– Subscription contract for all liabilities in a
predefined period
– Cover for architect in a specific project
– Cover for the all professionals in a project<\/td><\/tr>
Joint and Several Liability<\/td>Joint and several liability in case of association originated following by law, unless proven otherwise.<\/td><\/tr>
Insurer Response to Claims<\/td>Claims made basis.<\/td><\/tr>
Agents<\/td>\u010cSOB Poji\u0161\u0165ovna, a.s. \/ MARSH s.r.o.<\/td><\/tr>
Duration of Liability<\/td>– Professional client:
10 years since occurrence of damage
– Consumer client:
10 years since occurrence of damage
– Liability during and after construction:
10 years since occurrence of damage<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

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