{"id":1526,"date":"2024-12-19T15:35:12","date_gmt":"2024-12-19T14:35:12","guid":{"rendered":"https:\/\/ace-cae.eu\/?post_type=ace-insurance&#038;p=1526"},"modified":"2024-12-19T15:39:32","modified_gmt":"2024-12-19T14:39:32","slug":"hungary","status":"publish","type":"ace-insurance","link":"https:\/\/ace-cae.eu\/sk\/insurance\/hungary\/","title":{"rendered":"Hungary"},"content":{"rendered":"\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Category<\/th><th>Details<\/th><\/tr><\/thead><tbody><tr><td>Member Organisation(s)<\/td><td>MEK<br>Magyar \u00c9p\u00edt\u00e9sz Kamara<br>Chamber of Hungarian Architects \/ MEK<\/td><\/tr><tr><td>Obligation to Insure<\/td><td>No (General insurance or project-based insurance policy.)<\/td><\/tr><tr><td>Legal Obligation to Insure<\/td><td>No<\/td><\/tr><tr><td>Legal Basis<\/td><td>Commonly used Term and Conditions:<br>1996\/LVIII Law for Chambers of Engineers and Architects;<br>1997\/LXXVIII Law for the Construction and Protection of Build Environment<\/td><\/tr><tr><td>Requirements to Obtain Insurance<\/td><td>The Architect who is registered needs no more requirements<\/td><\/tr><tr><td>Calculation of Insurance Premium<\/td><td>There is no standard calculation. It depends on how big damage should be covered (the whole and the separate ones) and on the yearly turn over of the Architect office. <br>The conditions are mostly determined by the client.<\/td><\/tr><tr><td>Liability System \/ Liability Periods<\/td><td>Contractual liability:<br>&#8211; Liabilities before and\/or during the works:<br>&#8211; The end of the construction phase as a point of<br>departure for a period of specific liabilities?<br>Yes.<br><br>Liabilities after work:<br>Harm to the structure (to its soundness or<br>stability):<br>Insurance covers damages as long as the period of the insurance bond is valid.<br>Unsuitability for the function:<br>There is no insurance for this<br>Hidden defects:<br>If it can be proved. Insurance contracts cover the<br>design phase and the construction phase, some can be extended for 2 years upon client\u2019s demands. <br>No insurances for the length of the responsibility of the architect determined by law. No insurance for &#8220;after the construction \/ insurance cover period&#8221;<\/td><\/tr><tr><td>Forms of Insurance Contract<\/td><td>There is only one kind: General design liability insurance.<\/td><\/tr><tr><td>Joint and Several Liability<\/td><td><\/td><\/tr><tr><td>Insurer Response to Claims<\/td><td>Sometimes liability goes into effect at moment of claim made or other times when claims occur.<\/td><\/tr><tr><td>Agents<\/td><td>MABISZ<br>Prividencia<br>Generali<\/td><\/tr><tr><td>Duration of Liability<\/td><td>In general: 10 to 50 years, it depends which structure of the building show the defect. Also there is a practice that the architect is liable as long that the mistake can be traced back<br>for her\/his design.<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Category Details Member Organisation(s) MEKMagyar \u00c9p\u00edt\u00e9sz KamaraChamber of Hungarian Architects \/ MEK Obligation to Insure<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"inline_featured_image":false},"class_list":["post-1526","ace-insurance","type-ace-insurance","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Hungary - Architects&#039; Council of Europe<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ace-cae.eu\/sk\/insurance\/hungary\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hungary\" \/>\n<meta property=\"og:description\" content=\"Category Details Member Organisation(s) MEKMagyar \u00c9p\u00edt\u00e9sz KamaraChamber of Hungarian Architects \/ MEK Obligation to Insure\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ace-cae.eu\/sk\/insurance\/hungary\/\" \/>\n<meta property=\"og:site_name\" content=\"Architects&#039; 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