| Category | Details |
|---|---|
| Member Organisation(s) | Bundeskammer der Architekten und Ingenieurkonsulenten (BAIK) |
| Obligation to Insure | No |
| Legal Obligation to Insure | No |
| Legal Basis | Civil code (Allgemeines Burgerliches Gesetzbuch) |
| Requirements to Obtain Insurance | Authorization for the scope of services provided (registration) |
| Calculation of Insurance Premium | Depends on contract: yearly net income, deductible, period of post-coverage, geographical scope, etc. |
| Liability System / Liability Periods | Warranty (negligence/fault not required): 3 years starting from “handover” of all architectural services. Compensation for damages (negligence/fault required): 3 years from knowledge of damage and damaging party; 30 years in case of non-knowledge. |
| Forms of Insurance Contract | Contracts covering liabilities during a predefined period (e.g., 1, 3, 5, 10 years). Single contract or extensions for individual projects. |
| Joint and Several Liability | Depends on circumstances such as contractual duties, negligence, or damage caused by multiple persons. |
| Insurer Response to Claims | Depends on the insurance contract and pre-/post-coverage periods. |
| Agents | Aon Jauch & Hübener: www.aon.com/austria/ VMK Versicherungsmakler GmbH: www.vmk.at Vero Versicherungsmakler GmbH: www.vero.at |
| Duration of Liability | See Liability System / Liability Periods above. |
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