{"id":1512,"date":"2024-12-19T15:25:31","date_gmt":"2024-12-19T14:25:31","guid":{"rendered":"https:\/\/ace-cae.eu\/?post_type=ace-insurance&p=1512"},"modified":"2024-12-19T15:40:47","modified_gmt":"2024-12-19T14:40:47","slug":"france","status":"publish","type":"ace-insurance","link":"https:\/\/ace-cae.eu\/ga\/insurance\/france\/","title":{"rendered":"France"},"content":{"rendered":"\n
Category<\/th>Details<\/th><\/tr><\/thead>
Member Organisation(s)<\/td>CNOA
Conseil National de l\u2019Ordre des Architectes
SA
Syndicat d’Architecture
UNSFA
Union National des Syndicats Fran\u00e7ais d\u2019Architectes<\/td><\/tr>
Obligation to Insure<\/td>Yes<\/td><\/tr>
Legal Obligation to Insure<\/td>Yes<\/td><\/tr>
Legal Basis<\/td>Commonly used Term and Conditions:
Article 16 Loi 03 janvier 1977<\/td><\/tr>
Requirements to Obtain Insurance<\/td>To be registered as a member of the Order of Architects<\/td><\/tr>
Calculation of Insurance Premium<\/td>Rate applied to fees
Rate on the value of construction works<\/td><\/tr>
Liability System \/ Liability Periods<\/td>Contractual liability:
– Liabilities before and\/or during the works:
– The end of the construction phase as a point of
departure for a period of specific liabilities?
Yes, acceptance of the works can be written, tacit or judicial.

Liabilities after work:
Harm to structure (to its soundness or stability):
Yes, I0 years
Unsuitability for the function:
Yes
Hidden defects:
Yes, I0 years
Guarantee for non-dissociable facilities:
Yes, 2 years<\/td><\/tr>
Forms of Insurance Contract<\/td>Subscription contract for all liabilities in a
predefined period
Cover for architect in a specific project<\/td><\/tr>
Joint and Several Liability<\/td>Yes, a derogation is possible by contract as French case law allows<\/td><\/tr>
Insurer Response to Claims<\/td>Non decennial liability claims rising basis
Decennial liability claims made basis<\/td><\/tr>
Agents<\/td>Mostly MAF Assurances (A mutual insurance
owned by the French architects) and other brokers
such as : Acte IARD, AGF, Allianz, AXA, CAM
BTP, COVEA, GENERALI, GROUPAMA,
Lloyds, Montmirail, MMA, SMA BTP, \u2026<\/td><\/tr>
Duration of Liability<\/td>Professional client:
10 years
Consumer client:
I0 years
Liability during and after construction:
l0 years<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Category Details Member Organisation(s) CNOAConseil National de l\u2019Ordre des ArchitectesSASyndicat d’ArchitectureUNSFAUnion National des Syndicats Fran\u00e7ais<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"inline_featured_image":false},"class_list":["post-1512","ace-insurance","type-ace-insurance","status-publish","hentry"],"yoast_head":"\nFrance - Architects' Council of Europe<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ace-cae.eu\/ga\/insurance\/france\/\" \/>\n<meta property=\"og:locale\" content=\"ga_IE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"France\" \/>\n<meta property=\"og:description\" content=\"Category Details Member Organisation(s) CNOAConseil National de l\u2019Ordre des ArchitectesSASyndicat d’ArchitectureUNSFAUnion National des Syndicats Fran\u00e7ais\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ace-cae.eu\/ga\/insurance\/france\/\" \/>\n<meta property=\"og:site_name\" content=\"Architects' Council of Europe\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ArchitectsEU\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-19T14:40:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ace-cae.eu\/wp-content\/uploads\/2024\/12\/ace-cae-sm.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2667\" \/>\n\t<meta property=\"og:image:height\" content=\"1500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Ace_Cae\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ace-cae.eu\\\/insurance\\\/france\\\/\",\"url\":\"https:\\\/\\\/ace-cae.eu\\\/insurance\\\/france\\\/\",\"name\":\"France - Architects' Council of Europe\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ace-cae.eu\\\/#website\"},\"datePublished\":\"2024-12-19T14:25:31+00:00\",\"dateModified\":\"2024-12-19T14:40:47+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ace-cae.eu\\\/insurance\\\/france\\\/#breadcrumb\"},\"inLanguage\":\"ga-IE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ace-cae.eu\\\/insurance\\\/france\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ace-cae.eu\\\/insurance\\\/france\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ace-cae.eu\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurances Overviews\",\"item\":\"https:\\\/\\\/ace-cae.eu\\\/insurance\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"France\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ace-cae.eu\\\/#website\",\"url\":\"https:\\\/\\\/ace-cae.eu\\\/\",\"name\":\"Architects' Council of Europe\",\"description\":\"High-quality architecture and living environments for all.\",\"publisher\":{\"@id\":\"https:\\\/\\\/ace-cae.eu\\\/#organization\"},\"alternateName\":\"ACE-CAE\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ace-cae.eu\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ga-IE\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ace-cae.eu\\\/#organization\",\"name\":\"Architects' Council of Europe\",\"alternateName\":\"ACE-CAE\",\"url\":\"https:\\\/\\\/ace-cae.eu\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ga-IE\",\"@id\":\"https:\\\/\\\/ace-cae.eu\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/ace-cae.eu\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/logo.svg\",\"contentUrl\":\"https:\\\/\\\/ace-cae.eu\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/logo.svg\",\"width\":136,\"height\":42,\"caption\":\"Architects' Council of Europe\"},\"image\":{\"@id\":\"https:\\\/\\\/ace-cae.eu\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/ArchitectsEU\",\"https:\\\/\\\/x.com\\\/Ace_Cae\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/architects-council-of-europe-ace-\",\"https:\\\/\\\/www.instagram.com\\\/ace.archi.eu\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@architectscouncilofeurope-8375\"],\"description\":\"The Architects\u2019 Council of Europe (ACE) is the representative organisation for the architecture at European level. 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